School News Network (contributed by the School of w88 casino games login)On April 19, the "2025 Longevity Risk Spring Forum and Commercial w88 casino games login Annuity Development Seminar" co-organized by the School of w88 casino games login of the University of International Business and Economics and Cailianshe was successfully held in the Boxue Building of our school. The conference took "China Pension Finance and Longevity Risk Management" as the theme, and deeply explored the strategies for longevity risks in the context of population aging, as well as the key role of commercial w88 casino games login annuities in optimizing the pension financial system.
Wen Jun, vice president of the University of International Business and Economics, delivered a speech. She said that this forum focuses on the optimization of the pension w88 casino games login system and the response to longevity risks, and gathers the wisdom of government, industry, academia and research. The meeting will in-depth discussion on issues such as the design of the third pillar pension w88 casino games login system, innovation of longevity risk products, and actuarial technical support, and respond to the national strategy of actively responding to population aging in the 14th Five-Year Plan.
Chen Wenhui, vice chairman of the China Wealth Management 50 Forum, said that aging is both a challenge and an opportunity. With the characteristics of lifelong payment, commercial w88 casino games login annuities can effectively resolve the financial difficulties of "people are alive and money are gone", while helping to strengthen long-term patient capital and support scientific and technological innovation and industrial upgrading. He called on the industry to promote innovation in floating-income products and use reinsurance tools to optimize risk transfer.
Professor Sun Jie, member of the National Committee of the Chinese People's Political Consultative Conference and vice dean of the School of w88 casino games login of the University of International Business and Economics, said that longevity risk is one of the core challenges brought by population aging, and it is necessary to accelerate the establishment of a risk management mechanism and promote the construction of a pension system. She believes that diversifying risks through financial tools such as reinsurance and securitization, and strengthening pension financial infrastructure, such as formulating standardized longevity indexes, and providing a scientific basis for business innovation, is an important direction for future development.
Zhou Hong, chairman of the Pension w88 casino games login Professional Committee of the Chinese Society of Social w88 casino games login, proposed that commercial w88 casino games login annuities are of great significance to the balanced development of the second and third pillar pensions. It is recommended to enhance the attractiveness of products through tax incentives and other policies, guide retirees to convert personal account funds into lifetime annuities to relieve the pressure on the first pillar.
In the special speech session, many industry experts shared cutting-edge practical experience. Liu Fangtao, deputy general manager of Taikang's elderly care market planning department, proposed that spot annuity is an important path to solve the "annuity puzzle", and policy support is needed to match the needs of the retired population; Lou Lin, head of the Government-Enterprise Cooperation Department of China Re Life w88 casino games login Strategy Research Department, introduced the innovative model of longevity risk diversification, such as the application of social capital collaboration and reinsurance tools; Gu Qian, head of w88 casino games login actuarial partner of Tianzhi International Accounting Firm, emphasized the need to develop annuity products that take into account flexibility and stability, and improve actuarial prediction capabilities to cope with complex population structures; Li Chen, assistant general manager of Beijing Life Product Marketing Department, shared the exclusive annuity product design experience for disabled people, highlighting the importance of precise protection; Li Le, senior actuary of life w88 casino games login and health w88 casino games login in Switzerland Re, combined with international experience, analyzed the practical points of longevity risk securitization, and provided reference for the domestic industry.
The meeting reached a number of consensus and action plans: First, improve the preferential policies for spot annuity tax, promote the connection between the second and third pillars and commercial w88 casino games login annuities, and strengthen regulatory guidance; Second, develop floating income annuity products, use reinsurance and securitization tools to diversify risks, and optimize asset and liability management; Third, accelerate the construction of data systems such as the Longevity Index and promote the application of digital technology in risk management; Fourth, strengthen the construction of the actuary team and cultivate professional talents with an international perspective and local practice. The meeting also held a ceremony for the appointment of off-campus tutors from major w88 casino games login majors.
The meeting called on the government, enterprises, academic circles and all sectors of society to work together to meet the challenges of aging. The government needs to improve policies and regulations, provide tax incentives and data support; w88 casino games login companies should strengthen product innovation and sales service capabilities, and improve risk management level; academics need to deepen research on longevity risk and pension system to help combine theory and practice; all sectors of society need to strengthen the popularization of pension financial knowledge and enhance residents' long-term protection awareness.
