(Source: Shanghai Securities News 2025-02-19)
Recently, changes in housing provident w88 live casino policies in various places have become the focus of public attention. According to incomplete statistics, more than 20 cities across the country have successively introduced optimization and adjustment measures for housing provident w88 live casino, including increasing loan limits, allowing for off-site home purchase support, and optimizing the rental withdrawal process.
Experts said that as an important part of the social security system, the optimization and adjustment of the provident w88 live casino reform is not only reflected in the digital changes in the contribution ratio and base, but also a profound innovation of the provident w88 live casino system, aiming to enhance the flexibility and universality of the system and better serve the vast number of contributing employees and the wider social groups.Shi Yining, associate professor at the School of Chinese Finance, w88 live casino of International Business and Economics, was interviewed by reporters.
Elevated provident w88 live casino policies in many places
Increase the amount, accessibility for buying houses in other places, and more convenient for renting houses. Recently, provident w88 live casino policies in many places across the country have mainly focused on these three major adjustment directions.
Shanghai Securities News reporter found that many places have increased the provident w88 live casino loan quota to alleviate the pressure of buying a house. For example, Changsha has increased the maximum amount of provident w88 live casino loan for employees to purchase commercial housing to 800,000 yuan, and the third-child families can reach 900,000 yuan; Jinan has also significantly increased the provident w88 live casino loan amount, and families with two children and above can have a maximum loan of 1 million yuan, and the restrictions on first and second-family houses have been lifted; Ma'anshan City has also adjusted the policy, and the maximum limit for couples who have provident w88 live casino can be applied to increase to 850,000 yuan.
In addition, the policy of providing w88 live casino buying in other places has also been adjusted, breaking regional restrictions. Starting from February 1, 2025, Xiamen has canceled the household registration or work certificate requirements when withdrawing houses in other places within the province, achieving barrier-free extraction across the province; Chengdu has also completely canceled the restrictions on withdrawing houses in other places within the province, achieving mutual recognition of extraction with multiple cities, and promoting economic exchanges and population mobility among regions.
At the same time, the optimization of provident w88 live casino in renting housing is also reducing the economic pressure on renters. Recently, Beijing launched a pilot program to withdraw housing provident w88 live casino and pay rent directly, realizing "one-time application, monthly payment, automatic receipt, and one-stop completion".
Flexible employment and other groups benefit
From increasing the provident w88 live casino loan amount to breaking restrictions on buying houses in other places to optimizing renting and withdrawals, provident w88 live casino reform continues to "break the circle" in more areas.
For example, some regions have expanded the scope of housing provident w88 live casino depositors. Tianjin, Yichang, Lanzhou and other places have clearly included individual business households, freelancers and other flexible employment personnel in the scope of housing provident w88 live casino payment, and in principle they can also enjoy multiple rights and interests such as "commercial to public" and "multi-child family provident w88 live casino loan support policy".
Shi Yining, associate professor at the School of China Finance, w88 live casino of International Business and Economics, told reporters, the new provident w88 live casino policy allows flexible employment personnel to pay provident w88 live casino and provide corresponding loans, withdrawals and other services, breaking the restrictions of previous systems, thereby effectively supporting the housing needs of this group and improving the sensitivity and adaptability of provident w88 live casino policies to social and economic changes.
"This time the policy particularly takes into account the housing purchase needs of young families, flexible workers, and families with insufficient financial reserves, so it can stimulate the housing purchase needs of some urgent needs and low-income groups, thereby activate the real estate market in the short term." Shi Yining said.
In addition, many regions have also raised the maximum loan amount for highly educated talents, families with many children and green buildings to further play the role of housing provident w88 live casino guarantee and promote the healthy development of housing consumption and the real estate market.
Liu Yifang, professor at the School of Economics of the Central w88 live casino of Finance and Economics and director of the Sustainable Standards Research Center, said that guiding home buyers to choose green buildings can stimulate technological innovation and industrial upgrading in the construction industry and promote the construction industry to develop in a sustainable direction. At the same time, by reducing the economic pressure on home buyers to purchase green buildings, more people can be attracted to the market, thereby stabilizing the supply and demand relationship in the real estate market.
Policies are expected to be further optimized
在Shi YiningIt seems that these measures of provident w88 live casino reform are not only digital adjustments, but also make flexible and universal breakthroughs at the institutional level, adapting to the needs of diversified groups in social change and economic development. "This reform reflects the inclusiveness and forward-looking nature of policies. By increasing the flexibility of the system and lowering the threshold for policies, more people can benefit from it."Shi YiningSay.
Fang Lianquan, a researcher at the Chinese Academy of Social Sciences and Secretary-General of the World Social Security Research Center, said in an interview with reporters that housing provident w88 live casino is a mandatory housing savings system, where units and individuals pay fees together, and funds are deposited in the housing provident w88 live casino account, mainly used for housing purchase loans and enjoy preferential interest rates. In the past, there were many regulations on extraction and use, which were not convenient enough.
In Fang Lianquan's view, in the future, the housing provident w88 live casino policy is expected to be further optimized and innovated and improved in some aspects. "For example, the requirements for withdrawal time can be cancelled and the upper limit of loan amounts can be further increased. In addition, the issue of preservation and appreciation of housing provident w88 live casino also needs to be paid attention to. Some people suggest that provident w88 live casino be connected with the second and third pillars of social security (i.e. annuity and personal pension) be used together for pension purposes." Fang Lianquan said.
